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CardCurator — Rewards Intelligence
Card Comparison

Citi Diamond Preferred vs Go Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Diamond Preferred card art
Citi ThankYou Points
Citi Diamond Preferred
Citi
More Info
Go Rewards card art
Navy Federal Credit Union
Go Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
None
Signup Bonus
None
15,000 points
Spend $1,000 in 3 months
Top Earn Rates
1x base rate
  • Restaurants 3x
  • Gas 2x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
Cash back only
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Common Questions: Citi Diamond Preferred vs Go Rewards

Is the Citi Diamond Preferred or Go Rewards better for dining?

Citi Diamond Preferred has no dining bonus; Go Rewards earns 3x on dining.

Which has the higher signup bonus in 2026?

Citi Diamond Preferred currently offers no current bonus. Go Rewards offers 15,000 pts signup bonus (spend $1,000 in 3 months). Go Rewards has the larger bonus.

Which card is better for international travel?

Go Rewards charges no foreign transaction fees — the better pick for international use. Citi Diamond Preferred charges 3% on foreign purchases.

Can I hold both the Citi Diamond Preferred and the Go Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Diamond Preferred is from Citi and Go Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.