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CardCurator — Rewards Intelligence
Card Comparison

Citi Custom Cash vs Wells Fargo Autograph

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Custom Cash card art
Citi ThankYou Points
Citi Custom Cash
Citi
More Info
Wells Fargo Autograph card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph
Wells Fargo
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$200 credit
Spend $1,500 in 6 months
20,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Top Eligible Category 5x
  • All Other Purchases 1x
  • Restaurants, Travel, Gas, Transit, Streaming, Phone Plans 3x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +4 more
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Common Questions: Citi Custom Cash vs Wells Fargo Autograph

Is the Citi Custom Cash or Wells Fargo Autograph better for dining?

Citi Custom Cash has no dining bonus; Wells Fargo Autograph earns 3x on dining.

Which has the higher signup bonus in 2026?

Citi Custom Cash currently offers $2 signup bonus (spend $1,500 in 6 months). Wells Fargo Autograph offers 20,000 pts signup bonus (spend $1,000 in 3 months). Wells Fargo Autograph has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Citi Custom Cash and the Wells Fargo Autograph?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Custom Cash is from Citi and Wells Fargo Autograph is from Wells Fargo, so they're governed by separate bank policies.