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CardCurator — Rewards Intelligence
Card Comparison

Citi Custom Cash vs TD Double Up Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Custom Cash card art
Citi ThankYou Points
Citi Custom Cash
Citi
More Info
TD Double Up Credit Card card art
TD Bank Cash Back
TD Double Up Credit Card
TD Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
$200 credit
Spend $1,500 in 6 months
200 points
Spend $1,500 in 3 months
Top Earn Rates
  • Top Eligible Category 5x
  • All Other Purchases 1x
  • All Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
Cash back only
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Common Questions: Citi Custom Cash vs TD Double Up Credit Card

Is the Citi Custom Cash or TD Double Up Credit Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Citi Custom Cash currently offers $2 signup bonus (spend $1,500 in 6 months). TD Double Up Credit Card offers 200 pts signup bonus (spend $1,500 in 3 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

Citi Custom Cash charges no foreign transaction fees — the better pick for international use. TD Double Up Credit Card charges 3% on foreign purchases.

Can I hold both the Citi Custom Cash and the TD Double Up Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Custom Cash is from Citi and TD Double Up Credit Card is from TD Bank, so they're governed by separate bank policies.