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CardCurator — Rewards Intelligence
Card Comparison

Choice Privileges Select Mastercard vs IHG One Rewards Traveler Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Choice Privileges Select Mastercard card art
Choice Privileges
Choice Privileges Select Mastercard
Wells Fargo
More Info
IHG One Rewards Traveler Credit Card card art
IHG One Rewards
IHG One Rewards Traveler Credit Card
Chase
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
3%
None
Signup Bonus
60,000 points
Spend $3,000 in 3 months
80,000 points
Spend $2,000 in 3 months
Top Earn Rates
  • Choice Hotels® properties22 plus on Choice Privileges point purchases 10x
  • gas stations, grocery stores, home improvement stores and phone plan services 5x
  • All Other Purchases 1x
  • Participating IHG Hotels 5x
  • Dining 3x
  • Utilities 3x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • 4th award night free
  • Silver Elite Status
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Choice Privileges Select Mastercard vs IHG One Rewards Traveler Credit Card

Is the Choice Privileges Select Mastercard or IHG One Rewards Traveler Credit Card better for dining?

Choice Privileges Select Mastercard has no dining bonus; IHG One Rewards Traveler Credit Card earns 3x on dining.

Which has the higher signup bonus in 2026?

Choice Privileges Select Mastercard currently offers 60,000 pts signup bonus (spend $3,000 in 3 months). IHG One Rewards Traveler Credit Card offers 80,000 pts signup bonus (spend $2,000 in 3 months). IHG One Rewards Traveler Credit Card has the larger bonus.

Which card is better for international travel?

IHG One Rewards Traveler Credit Card charges no foreign transaction fees — the better pick for international use. Choice Privileges Select Mastercard charges 3% on foreign purchases.

Can I hold both the Choice Privileges Select Mastercard and the IHG One Rewards Traveler Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Choice Privileges Select Mastercard is from Wells Fargo and IHG One Rewards Traveler Credit Card is from Chase, so they're governed by separate bank policies.