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CardCurator — Rewards Intelligence
Card Comparison

Choice Privileges Select Mastercard vs Free Spirit Travel More World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Choice Privileges Select Mastercard card art
Choice Privileges
Choice Privileges Select Mastercard
Wells Fargo
More Info
Free Spirit Travel More World Elite Mastercard card art
Free Spirit
Free Spirit Travel More World Elite Mastercard
Bank of America
More Info
Annual Fee
$95/yr
$79/yr
Foreign Fees
3%
None
Signup Bonus
60,000 points
Spend $3,000 in 3 months
50,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Choice Hotels® properties22 plus on Choice Privileges point purchases 10x
  • gas stations, grocery stores, home improvement stores and phone plan services 5x
  • All Other Purchases 1x
  • Eligible Spirit Purchases 3x
  • Eligible Dining Purchases 2x
  • Grocery Store Purchases 2x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • 25% Rebate on inflight purchases
  • Enjoy Two Free Checked Bags as a primary cardholder
  • Group 2 Priority Boarding on all flights
  • +1 more
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Choice Privileges Select Mastercard vs Free Spirit Travel More World Elite Mastercard

Is the Choice Privileges Select Mastercard or Free Spirit Travel More World Elite Mastercard better for dining?

Choice Privileges Select Mastercard has no dining bonus; Free Spirit Travel More World Elite Mastercard earns 2x on dining.

Which has the higher signup bonus in 2026?

Choice Privileges Select Mastercard currently offers 60,000 pts signup bonus (spend $3,000 in 3 months). Free Spirit Travel More World Elite Mastercard offers 50,000 pts signup bonus (spend $1,000 in 3 months). Choice Privileges Select Mastercard has the larger bonus.

Which card is better for international travel?

Free Spirit Travel More World Elite Mastercard charges no foreign transaction fees — the better pick for international use. Choice Privileges Select Mastercard charges 3% on foreign purchases.

Can I hold both the Choice Privileges Select Mastercard and the Free Spirit Travel More World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Choice Privileges Select Mastercard is from Wells Fargo and Free Spirit Travel More World Elite Mastercard is from Bank of America, so they're governed by separate bank policies.