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Card Comparison

Choice Privileges Mastercard vs Hawaiian Airlines World Elite Business Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Choice Privileges Mastercard card art
Choice Privileges
Choice Privileges Mastercard
Wells Fargo
More Info
Hawaiian Airlines World Elite Business Mastercard card art
Atmos Rewards
Hawaiian Airlines World Elite Business Mastercard
Barclays
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
3%
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
50,000 points
Spend $4,000 in 9 months
Top Earn Rates
  • Choice Hotels® properties19 plus on Choice Privileges point purchases 5x
  • gas stations, grocery stores, home improvement stores and phone plan services 3x
  • All Other Purchases 1x
  • Hawaiin Airlines & Alaska Airlines 3x
  • Gas, Dining & Office Supplies 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • 50%-OFF COMPANION DISCOUNT (~$100/yr)
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Choice Privileges Mastercard vs Hawaiian Airlines World Elite Business Mastercard

Is the Choice Privileges Mastercard or Hawaiian Airlines World Elite Business Mastercard better for dining?

Choice Privileges Mastercard has no dining bonus; Hawaiian Airlines World Elite Business Mastercard earns 2x on dining.

Which has the higher signup bonus in 2026?

Choice Privileges Mastercard currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Hawaiian Airlines World Elite Business Mastercard offers 50,000 pts signup bonus (spend $4,000 in 9 months). Hawaiian Airlines World Elite Business Mastercard has the larger bonus.

Which card is better for international travel?

Hawaiian Airlines World Elite Business Mastercard charges no foreign transaction fees — the better pick for international use. Choice Privileges Mastercard charges 3% on foreign purchases.

Can I hold both the Choice Privileges Mastercard and the Hawaiian Airlines World Elite Business Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Choice Privileges Mastercard is from Wells Fargo and Hawaiian Airlines World Elite Business Mastercard is from Barclays, so they're governed by separate bank policies.