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Card Comparison

Choice Privileges Mastercard vs Disney Premier Visa Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Choice Privileges Mastercard card art
Choice Privileges
Choice Privileges Mastercard
Wells Fargo
More Info
Disney Premier Visa Card card art
Disney Reward Dollars
Disney Premier Visa Card
Chase
More Info
Annual Fee
No annual fee
$49/yr
Foreign Fees
3%
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
40,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Choice Hotels® properties19 plus on Choice Privileges point purchases 5x
  • gas stations, grocery stores, home improvement stores and phone plan services 3x
  • All Other Purchases 1x
  • DisneyPlus.com, Hulu.com or ESPNPlus.com 5x
  • Disney Locations in the U.S, gas stations, grocery stores or restaurants 2x
  • All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only

Common Questions: Choice Privileges Mastercard vs Disney Premier Visa Card

Is the Choice Privileges Mastercard or Disney Premier Visa Card better for dining?

Choice Privileges Mastercard has no dining bonus; Disney Premier Visa Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Choice Privileges Mastercard currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Disney Premier Visa Card offers 40,000 pts signup bonus (spend $1,000 in 3 months). Disney Premier Visa Card has the larger bonus.

Which card is better for international travel?

Disney Premier Visa Card charges no foreign transaction fees — the better pick for international use. Choice Privileges Mastercard charges 3% on foreign purchases.

Can I hold both the Choice Privileges Mastercard and the Disney Premier Visa Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Choice Privileges Mastercard is from Wells Fargo and Disney Premier Visa Card is from Chase, so they're governed by separate bank policies.