Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Choice Privileges Mastercard vs Choice Privileges Select Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Choice Privileges Mastercard card art
Choice Privileges
Choice Privileges Mastercard
Wells Fargo
More Info
Choice Privileges Select Mastercard card art
Choice Privileges
Choice Privileges Select Mastercard
Wells Fargo
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
3%
3%
Signup Bonus
60,000 points
Spend $4,000 in 3 months
60,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Choice Hotels® properties19 plus on Choice Privileges point purchases 5x
  • gas stations, grocery stores, home improvement stores and phone plan services 3x
  • All Other Purchases 1x
  • Choice Hotels® properties22 plus on Choice Privileges point purchases 10x
  • gas stations, grocery stores, home improvement stores and phone plan services 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Choice Privileges Mastercard vs Choice Privileges Select Mastercard

Is the Choice Privileges Mastercard or Choice Privileges Select Mastercard better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Choice Privileges Mastercard currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Choice Privileges Select Mastercard offers 60,000 pts signup bonus (spend $3,000 in 3 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

Both cards charge foreign transaction fees (Choice Privileges Mastercard: 3%, Choice Privileges Select Mastercard: 3%). Consider a no-foreign-fee card for international travel.

Can I hold both the Choice Privileges Mastercard and the Choice Privileges Select Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Wells Fargo, so check their specific application rules.