Card Comparison
Chase Slate Credit Card vs United Club
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$695/yr
Foreign Fees
None
None
Signup Bonus
None
90,000 points
Spend $5,000 in 3 months
Top Earn Rates
1x base rate
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
Reward Type
cashback
miles
Key Credits
None
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
Card Perks
- Zero Liability Protection
- Purchase Protection (~$20/yr)
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Slate Credit Card vs United Club
Is the Chase Slate Credit Card or United Club better for dining?
Chase Slate Credit Card has no dining bonus; United Club earns 2x on dining.
Which has the higher signup bonus in 2026?
Chase Slate Credit Card currently offers no current bonus. United Club offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Slate Credit Card and the United Club?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.