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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve vs Walmart OnePay CashRewards Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Walmart OnePay CashRewards Card card art
Walmart - One Pay Rewards
Walmart OnePay CashRewards Card
Synchrony Bank
More Info
Annual Fee
$795/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
3,500 points
Spend $75 in 3 months
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • Walmart with Walmart Plus 5x
  • Walmart without Walmart Plus 3x
  • All Other Purchases 1.5x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
None
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Reserve vs Walmart OnePay CashRewards Card

Is the Chase Sapphire Reserve or Walmart OnePay CashRewards Card better for dining?

Chase Sapphire Reserve earns 3x on dining; Walmart OnePay CashRewards Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Walmart OnePay CashRewards Card offers 3,500 pts signup bonus (spend $75 in 3 months). Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve and the Walmart OnePay CashRewards Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve is from Chase and Walmart OnePay CashRewards Card is from Synchrony Bank, so they're governed by separate bank policies.