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Card Comparison

Chase Sapphire Reserve vs United Club

See how these two cards stack up across fees, rewards, and signup bonuses.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
United Club card art
United MileagePlus
United Club
Chase
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Annual Fee
$795/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
90,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • United Purchases 4x
  • Dining 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit
  • The Edit Hotel Credit
  • Global Entry/TSA PreCheck Credit
  • IHG Rewards Credit