Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve vs IHG One Rewards Premier Business Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
IHG One Rewards Premier Business Credit Card card art
IHG One Rewards
IHG One Rewards Premier Business Credit Card
Chase
More Info
Annual Fee
$795/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
See issuer
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
  • Statement Credit $100
  • Statement Credit $120
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
  • 4th award night free
Spend Milestones
No milestones
  • 10000
    After $20,000 spend
  • 100 Statement Credit
    After $20,000 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Chase Sapphire Reserve vs IHG One Rewards Premier Business Credit Card

Is the Chase Sapphire Reserve or IHG One Rewards Premier Business Credit Card better for dining?

Chase Sapphire Reserve earns 3x on dining; IHG One Rewards Premier Business Credit Card earns 5x on dining. IHG One Rewards Premier Business Credit Card wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). IHG One Rewards Premier Business Credit Card offers $1000 signup bonus. Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve and the IHG One Rewards Premier Business Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.