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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve vs Delta SkyMiles Gold American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Delta SkyMiles Gold American Express Card card art
Delta SkyMiles
Delta SkyMiles Gold American Express Card
American Express
More Info
Annual Fee
$795/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
See issuer
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • Delta Purchases 2x
  • Restaurants 2x
  • U.S. Supermarkets 2x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
  • Delta Flight Credit $200
  • Delta Stays Credit $100
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Reserve vs Delta SkyMiles Gold American Express Card

Is the Chase Sapphire Reserve or Delta SkyMiles Gold American Express Card better for dining?

Chase Sapphire Reserve earns 3x on dining; Delta SkyMiles Gold American Express Card earns 2x on dining. Chase Sapphire Reserve wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Delta SkyMiles Gold American Express Card offers $1125 signup bonus. Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve and the Delta SkyMiles Gold American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve is from Chase and Delta SkyMiles Gold American Express Card is from American Express, so they're governed by separate bank policies.