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Card Comparison

Chase Sapphire Reserve vs Costco Anywhere Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Costco Anywhere Visa card art
Costco
Costco Anywhere Visa
Citi
More Info
Annual Fee
$795/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
None
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • Gas at Costco 5x
  • Eligible Gas and EV Charging 4x
  • Restaurants 3x
Reward Type
miles
cashback
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
  • Costco Membership $65
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
Cash back only

Common Questions: Chase Sapphire Reserve vs Costco Anywhere Visa

Is the Chase Sapphire Reserve or Costco Anywhere Visa better for dining?

Chase Sapphire Reserve earns 3x on dining; Costco Anywhere Visa earns 3x on dining. Chase Sapphire Reserve wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Costco Anywhere Visa offers no current bonus. Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve and the Costco Anywhere Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve is from Chase and Costco Anywhere Visa is from Citi, so they're governed by separate bank policies.