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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve vs Citi Double Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
Annual Fee
$795/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
200,000 points
Spend $30,000 in 6 months
$200 credit
Spend $1,500 in 6 months
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • Citi Travel 5x
  • All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
None
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
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Common Questions: Chase Sapphire Reserve vs Citi Double Cash

Is the Chase Sapphire Reserve or Citi Double Cash better for dining?

Chase Sapphire Reserve earns 3x on dining; Citi Double Cash has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Chase Sapphire Reserve charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.

Can I hold both the Chase Sapphire Reserve and the Citi Double Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve is from Chase and Citi Double Cash is from Citi, so they're governed by separate bank policies.