Card Comparison
Chase Sapphire Reserve Business vs World Of Hyatt Business Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$795/yr
$197/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
80,000 points
Spend $10,000 in 3 months
Top Earn Rates
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Hyatt hotels and resorts 9x
- top three categories each quarter*** Eligible categories are: Dining Shipping Airline tickets when purchased directly with the airline Local transit & commuting Social media & search engine advertising Car rental agencies Gas stations Internet, cable & phone services 2x
- fitness club and gym memberships 2x
Reward Type
miles
miles
Key Credits
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Hyatt property Statement Credit $50
Card Perks
- Chase Sapphire Lounge (~$200/yr)
- World of Hyatt Discoverist status (~$50/yr)
- Membership in Hyatt Leverage
Spend Milestones
No milestones
- 5 Tier-Qualifying night credits toward status for every $10,000 you spend in a calendar yearAfter $10,000 spend
- Spend $50,000 and receive 10% of the points you redeem back for the rest of the year on up to 200,000 points redeemedAfter $50,000 spend
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Sapphire Reserve Business vs World Of Hyatt Business Credit Card
Is the Chase Sapphire Reserve Business or World Of Hyatt Business Credit Card better for dining?
Chase Sapphire Reserve Business has no dining bonus; World Of Hyatt Business Credit Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). World Of Hyatt Business Credit Card offers 80,000 pts signup bonus (spend $10,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve Business and the World Of Hyatt Business Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.