The Chase Sapphire Reserve Business edges out the My Best Buy Credit Card for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 8x vs 5x). The My Best Buy Credit Card is the better choice if you want no or lower annual fee.
Chase Sapphire Reserve Business vs My Best Buy Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Best Buy 5x
- All Other Purchases 0.5x
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Chase Sapphire Lounge (~$200/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Sapphire Reserve Business vs My Best Buy Credit Card
Is the Chase Sapphire Reserve Business or My Best Buy Credit Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 3 months). My Best Buy Credit Card offers no current bonus. Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve Business and the My Best Buy Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and My Best Buy Credit Card is from Citi, so they're governed by separate bank policies.