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Card Comparison

Chase Sapphire Reserve Business vs Marriott Bonvoy Brilliant

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Marriott Bonvoy Brilliant card art
Marriott Bonvoy
Marriott Bonvoy Brilliant
American Express
More Info
Annual Fee
$795/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
200,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
  • hotels participating in Marriott Bonvoy 21x
  • Restaurants worldwide 3x
  • Flights booked directly with airlines 3x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
  • TSA PreCheck/Global Entry Credit $120
  • Marriott Bonvoy Property Credit $100
Card Perks
  • Chase Sapphire Lounge (~$200/yr)
  • Platinum Elite Status
  • 25 Elite Night Cedits
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • United MileagePlus

Common Questions: Chase Sapphire Reserve Business vs Marriott Bonvoy Brilliant

Is the Chase Sapphire Reserve Business or Marriott Bonvoy Brilliant better for dining?

Chase Sapphire Reserve Business has no dining bonus; Marriott Bonvoy Brilliant earns 3x on dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Marriott Bonvoy Brilliant offers 200,000 pts signup bonus (spend $6,000 in 6 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve Business and the Marriott Bonvoy Brilliant?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Marriott Bonvoy Brilliant is from American Express, so they're governed by separate bank policies.