Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve Business vs Hilton Honors Aspire

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Hilton Honors Aspire card art
Hilton Honors
Hilton Honors Aspire
American Express
More Info
Annual Fee
$795/yr
$550/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
175,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
  • Hotels and resorts in the Hilton portfolio 14x
  • Flights booked directly with airlines or AmexTravel.com, and car rentals booked directly with select car rental companies 7x
  • Dining at U.S. restaurants, including takeout and delivery 7x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
  • Hilton Resort Credit $400
  • Flight Credit $50
  • CLEAR® Plus Credit $209
Card Perks
  • Chase Sapphire Lounge (~$200/yr)
  • Hilton Honors Diamond Status
  • Priority Pass Select
  • Annual Weekend Night Reward
  • +1 more
Spend Milestones
No milestones
  • Free Night Award
    After $30,000 spend
  • Free Night Award
    After $60,000 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Chase Sapphire Reserve Business vs Hilton Honors Aspire

Is the Chase Sapphire Reserve Business or Hilton Honors Aspire better for dining?

Chase Sapphire Reserve Business has no dining bonus; Hilton Honors Aspire earns 7x on dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Hilton Honors Aspire offers 175,000 pts signup bonus (spend $6,000 in 6 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve Business and the Hilton Honors Aspire?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Hilton Honors Aspire is from American Express, so they're governed by separate bank policies.