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Card Comparison

Chase Sapphire Reserve Business vs Delta SkyMiles Platinum Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
 Delta SkyMiles Platinum Business Card card art
Delta SkyMiles
Delta SkyMiles Platinum Business Card
American Express
More Info
Annual Fee
$795/yr
$350/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
100,000 points
Spend $8,000 in 6 months
Top Earn Rates
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
  • Delta Purchases 3x
  • Large Purchases 3x
  • Advertising 2x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
  • In-Flight Purchases Credit $100
  • CLEAR Plus Credit $189
  • Uber One Membership $10
Card Perks
  • Chase Sapphire Lounge (~$200/yr)
  • First Checked Bag Free
  • Priority Boarding
  • Companion Certificate
  • +1 more
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Common Questions: Chase Sapphire Reserve Business vs Delta SkyMiles Platinum Business Card

Is the Chase Sapphire Reserve Business or Delta SkyMiles Platinum Business Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Delta SkyMiles Platinum Business Card offers 100,000 pts signup bonus (spend $8,000 in 6 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve Business and the Delta SkyMiles Platinum Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Delta SkyMiles Platinum Business Card is from American Express, so they're governed by separate bank policies.