Chase Sapphire Reserve Business vs Citi Strata Elite
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Hotels (Citi Travel) 12x
- Car Rentals (Citi Travel) 12x
- Attractions (Citi Travel) 12x
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Hotel Benefit $300
- Splurge Credit $200
- Blacklane Credit $200
- +3 more
- Chase Sapphire Lounge (~$200/yr)
- Priority Pass Select
- Hertz Five Star Status
- 25% Points Bonus on Portal Redemptions
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Chase Sapphire Reserve Business vs Citi Strata Elite
Is the Chase Sapphire Reserve Business or Citi Strata Elite better for dining?
Chase Sapphire Reserve Business has no dining bonus; Citi Strata Elite earns 6x on dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Citi Strata Elite offers 100,000 pts signup bonus (spend $6,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve Business and the Citi Strata Elite?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Citi Strata Elite is from Citi, so they're governed by separate bank policies.