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Card Comparison

Chase Sapphire Preferred vs World Of Hyatt Business Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
World Of Hyatt Business Credit Card card art
World of Hyatt
World Of Hyatt Business Credit Card
Chase
More Info
Annual Fee
$95/yr
$197/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
80,000 points
Spend $10,000 in 3 months
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • Hyatt hotels and resorts 9x
  • top three categories each quarter*** Eligible categories are: Dining Shipping Airline tickets when purchased directly with the airline Local transit & commuting Social media & search engine advertising Car rental agencies Gas stations Internet, cable & phone services 2x
  • fitness club and gym memberships 2x
Reward Type
miles
miles
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
  • Hyatt property Statement Credit $50
Card Perks
  • DoorDash Dashpass (~$100/yr)
  • World of Hyatt Discoverist status (~$50/yr)
  • Membership in Hyatt Leverage
Spend Milestones
No milestones
  • 5 Tier-Qualifying night credits toward status for every $10,000 you spend in a calendar year
    After $10,000 spend
  • Spend $50,000 and receive 10% of the points you redeem back for the rest of the year on up to 200,000 points redeemed
    After $50,000 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Common Questions: Chase Sapphire Preferred vs World Of Hyatt Business Credit Card

Is the Chase Sapphire Preferred or World Of Hyatt Business Credit Card better for dining?

Chase Sapphire Preferred earns 3x on dining; World Of Hyatt Business Credit Card earns 2x on dining. Chase Sapphire Preferred wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). World Of Hyatt Business Credit Card offers 80,000 pts signup bonus (spend $10,000 in 3 months). Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the World Of Hyatt Business Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.