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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Preferred vs The Platinum Card from American Express Exclusively for Charles Schwab

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
The Platinum Card from American Express Exclusively for Charles Schwab card art
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Charles Schwab
American Express
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Annual Fee
$95/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
150,000 points
Spend $12,000 in 6 months
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
  • Hotel Credit $300
  • Uber Cash $200
  • Uber One Credit $120
  • +2 more
Card Perks
  • DoorDash Dashpass (~$100/yr)
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +2 more
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: Chase Sapphire Preferred vs The Platinum Card from American Express Exclusively for Charles Schwab

Is the Chase Sapphire Preferred or The Platinum Card from American Express Exclusively for Charles Schwab better for dining?

Chase Sapphire Preferred earns 3x on dining; The Platinum Card from American Express Exclusively for Charles Schwab has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). The Platinum Card from American Express Exclusively for Charles Schwab offers 150,000 pts signup bonus (spend $12,000 in 6 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the The Platinum Card from American Express Exclusively for Charles Schwab?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and The Platinum Card from American Express Exclusively for Charles Schwab is from American Express, so they're governed by separate bank policies.