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Card Comparison

Chase Sapphire Preferred vs The Business Platinum Card from American Express

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
The Business Platinum Card from American Express card art
American Express Membership Rewards
The Business Platinum Card from American Express
American Express
More Info
Annual Fee
$95/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
300,000 points
Spend $20,000 in 3 months
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • Flights (Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • Purchases $5,000+ 1.5x
Reward Type
miles
miles
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
  • Dell Technologies Credit $200
  • Indeed Credit $360
  • Adobe Credit $150
  • +3 more
Card Perks
  • DoorDash Dashpass (~$100/yr)
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +5 more
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more

Common Questions: Chase Sapphire Preferred vs The Business Platinum Card from American Express

Is the Chase Sapphire Preferred or The Business Platinum Card from American Express better for dining?

Chase Sapphire Preferred earns 3x on dining; The Business Platinum Card from American Express has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). The Business Platinum Card from American Express offers 300,000 pts signup bonus (spend $20,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the The Business Platinum Card from American Express?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and The Business Platinum Card from American Express is from American Express, so they're governed by separate bank policies.