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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Preferred vs TD Double Up Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
TD Double Up Credit Card card art
TD Bank Cash Back
TD Double Up Credit Card
TD Bank
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
75,000 points
Spend $5,000 in 3 months
200 points
Spend $1,500 in 3 months
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • All Purchases 2x
Reward Type
miles
cashback
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
None
Card Perks
  • DoorDash Dashpass (~$100/yr)
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
Cash back only
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Common Questions: Chase Sapphire Preferred vs TD Double Up Credit Card

Is the Chase Sapphire Preferred or TD Double Up Credit Card better for dining?

Chase Sapphire Preferred earns 3x on dining; TD Double Up Credit Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). TD Double Up Credit Card offers 200 pts signup bonus (spend $1,500 in 3 months). Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Chase Sapphire Preferred charges no foreign transaction fees — the better pick for international use. TD Double Up Credit Card charges 3% on foreign purchases.

Can I hold both the Chase Sapphire Preferred and the TD Double Up Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and TD Double Up Credit Card is from TD Bank, so they're governed by separate bank policies.