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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Preferred vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
None
Card Perks
  • DoorDash Dashpass (~$100/yr)
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Preferred vs LATAM Airlines World Elite Mastercard

Is the Chase Sapphire Preferred or LATAM Airlines World Elite Mastercard better for dining?

Chase Sapphire Preferred earns 3x on dining; LATAM Airlines World Elite Mastercard earns 3x on dining. Chase Sapphire Preferred wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.