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CardCurator — Rewards Intelligence
Card Comparison

Chase Ink Business Unlimited vs U.S. BANK CASH+

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Unlimited card art
Chase Ultimate Rewards
Chase Ink Business Unlimited
Chase
More Info
U.S. BANK CASH+ card art
U.S. Bank Cash Rewards
U.S. BANK CASH+
U.S. Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
200 points
Spend $1,000 in 3 months
Top Earn Rates
  • All Purchases 1.5x
  • Choice Categories (2 selected) 5x
  • Travel Center 5x
  • Everyday Category (1 selected) 2x
Reward Type
miles
cashback
Key Credits
  • Instacart Business $20
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
Cash back only
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Common Questions: Chase Ink Business Unlimited vs U.S. BANK CASH+

Is the Chase Ink Business Unlimited or U.S. BANK CASH+ better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). U.S. BANK CASH+ offers 200 pts signup bonus (spend $1,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Unlimited and the U.S. BANK CASH+?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Unlimited is from Chase and U.S. BANK CASH+ is from U.S. Bank, so they're governed by separate bank policies.