Chase Ink Business Unlimited vs The Platinum Card from American Express Exclusively for Charles Schwab
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- All Purchases 1.5x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Instacart Business $20
- Hotel Credit $300
- Uber Cash $200
- Uber One Credit $120
- +2 more
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +2 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Chase Ink Business Unlimited vs The Platinum Card from American Express Exclusively for Charles Schwab
Is the Chase Ink Business Unlimited or The Platinum Card from American Express Exclusively for Charles Schwab better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). The Platinum Card from American Express Exclusively for Charles Schwab offers 150,000 pts signup bonus (spend $12,000 in 6 months). Both bonuses are roughly equal in value.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Unlimited and the The Platinum Card from American Express Exclusively for Charles Schwab?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Unlimited is from Chase and The Platinum Card from American Express Exclusively for Charles Schwab is from American Express, so they're governed by separate bank policies.