Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Chase Ink Business Unlimited vs Southwest Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Unlimited card art
Chase Ultimate Rewards
Chase Ink Business Unlimited
Chase
More Info
Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info
Annual Fee
No annual fee
$149/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • All Purchases 1.5x
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Instacart Business $20
None
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Chase Ink Business Unlimited vs Southwest Premier

Is the Chase Ink Business Unlimited or Southwest Premier better for dining?

Chase Ink Business Unlimited has no dining bonus; Southwest Premier earns 2x on dining.

Which has the higher signup bonus in 2026?

Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Southwest Premier offers 85,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Unlimited and the Southwest Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.