Card Comparison
Chase Ink Business Unlimited vs IHG One Rewards Premier Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$99/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
- All Purchases 1.5x
- IHG Hotels and Resorts 10x
- Travel 5x
- Dining 5x
Reward Type
miles
miles
Key Credits
- Instacart Business $20
- Statement Credit $100
- Statement Credit $120
- Statement Credit $50
Card Perks
None listed
- 4th award night free
- Platinum Elite Status
Spend Milestones
No milestones
- 100 Statement CreditAfter $20,000 spend
- 10000 pointsAfter $20,000 spend
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Ink Business Unlimited vs IHG One Rewards Premier Credit Card
Is the Chase Ink Business Unlimited or IHG One Rewards Premier Credit Card better for dining?
Chase Ink Business Unlimited has no dining bonus; IHG One Rewards Premier Credit Card earns 5x on dining.
Which has the higher signup bonus in 2026?
Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). IHG One Rewards Premier Credit Card offers 175,000 pts signup bonus (spend $5,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Unlimited and the IHG One Rewards Premier Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.