Card Comparison
Chase Ink Business Unlimited vs Discover it Miles
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
See issuer
Top Earn Rates
- All Purchases 1.5x
- All Purchases 1.5x
Reward Type
miles
miles
Key Credits
- Instacart Business $20
None
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Ink Business Unlimited vs Discover it Miles
Is the Chase Ink Business Unlimited or Discover it Miles better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Discover it Miles offers $75 signup bonus. Chase Ink Business Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Unlimited and the Discover it Miles?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Unlimited is from Chase and Discover it Miles is from Discover, so they're governed by separate bank policies.
