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Card Comparison

Chase Ink Business Unlimited vs Discover it Miles

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Unlimited card art
Chase Ultimate Rewards
Chase Ink Business Unlimited
Chase
More Info
Discover it Miles card art
Discover Miles
Discover it Miles
Discover
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
See issuer
Top Earn Rates
  • All Purchases 1.5x
  • All Purchases 1.5x
Reward Type
miles
miles
Key Credits
  • Instacart Business $20
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Common Questions: Chase Ink Business Unlimited vs Discover it Miles

Is the Chase Ink Business Unlimited or Discover it Miles better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Discover it Miles offers $75 signup bonus. Chase Ink Business Unlimited has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Unlimited and the Discover it Miles?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Unlimited is from Chase and Discover it Miles is from Discover, so they're governed by separate bank policies.