Chase Ink Business Unlimited vs Citi Double Cash
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- All Purchases 1.5x
- Citi Travel 5x
- All Other Purchases 2x
- Instacart Business $20
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Common Questions: Chase Ink Business Unlimited vs Citi Double Cash
Is the Chase Ink Business Unlimited or Citi Double Cash better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Chase Ink Business Unlimited currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). Chase Ink Business Unlimited has the larger bonus.
Which card is better for international travel?
Chase Ink Business Unlimited charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.
Can I hold both the Chase Ink Business Unlimited and the Citi Double Cash?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Unlimited is from Chase and Citi Double Cash is from Citi, so they're governed by separate bank policies.