Card Comparison
Chase Ink Business Premier vs United Gateway
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$195/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $10,000 in 3 months
30,000 points
Spend $1,000 in 3 months
Top Earn Rates
- Travel 3x
- Shipping 3x
- Advertising 3x
- United Purchases 2x
- Gas Stations 2x
- Local Transit and Commuting 2x
Reward Type
miles
miles
Key Credits
- Annual Chase Travel Credit $100
None
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Ink Business Premier vs United Gateway
Is the Chase Ink Business Premier or United Gateway better for dining?
Chase Ink Business Premier earns 2x on dining; United Gateway has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Ink Business Premier currently offers 100,000 pts signup bonus (spend $10,000 in 3 months). United Gateway offers 30,000 pts signup bonus (spend $1,000 in 3 months). Chase Ink Business Premier has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Ink Business Premier and the United Gateway?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.