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CardCurator — Rewards Intelligence
Card Comparison

Chase Ink Business Preferred vs Wells Fargo Active Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Preferred card art
Chase Ultimate Rewards
Chase Ink Business Preferred
Chase
More Info
Wells Fargo Active Cash card art
Wells Fargo Cash Rewards
Wells Fargo Active Cash
Wells Fargo
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
100,000 points
Spend $8,000 in 3 months
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • Travel 3x
  • Shipping 3x
  • Internet, Cable, Phone Services 3x
  • All Purchases 2x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
Cash back only
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Common Questions: Chase Ink Business Preferred vs Wells Fargo Active Cash

Is the Chase Ink Business Preferred or Wells Fargo Active Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Chase Ink Business Preferred currently offers 100,000 pts signup bonus (spend $8,000 in 3 months). Wells Fargo Active Cash offers 20,000 pts signup bonus (spend $500 in 3 months). Chase Ink Business Preferred has the larger bonus.

Which card is better for international travel?

Chase Ink Business Preferred charges no foreign transaction fees — the better pick for international use. Wells Fargo Active Cash charges 3% on foreign purchases.

Can I hold both the Chase Ink Business Preferred and the Wells Fargo Active Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Preferred is from Chase and Wells Fargo Active Cash is from Wells Fargo, so they're governed by separate bank policies.