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Card Comparison

Chase Ink Business Preferred vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Preferred card art
Chase Ultimate Rewards
Chase Ink Business Preferred
Chase
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $8,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Travel 3x
  • Shipping 3x
  • Internet, Cable, Phone Services 3x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Common Questions: Chase Ink Business Preferred vs LATAM Airlines World Elite Mastercard

Is the Chase Ink Business Preferred or LATAM Airlines World Elite Mastercard better for dining?

Chase Ink Business Preferred has no dining bonus; LATAM Airlines World Elite Mastercard earns 3x on dining.

Which has the higher signup bonus in 2026?

Chase Ink Business Preferred currently offers 100,000 pts signup bonus (spend $8,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). Chase Ink Business Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Preferred and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Preferred is from Chase and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.