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CardCurator — Rewards Intelligence
Card Comparison

Chase Ink Business Preferred vs Choice Privileges Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Preferred card art
Chase Ultimate Rewards
Chase Ink Business Preferred
Chase
More Info
Choice Privileges Mastercard card art
Choice Privileges
Choice Privileges Mastercard
Wells Fargo
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
100,000 points
Spend $8,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Travel 3x
  • Shipping 3x
  • Internet, Cable, Phone Services 3x
  • Choice Hotels® properties19 plus on Choice Privileges point purchases 5x
  • gas stations, grocery stores, home improvement stores and phone plan services 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Ink Business Preferred vs Choice Privileges Mastercard

Is the Chase Ink Business Preferred or Choice Privileges Mastercard better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Chase Ink Business Preferred currently offers 100,000 pts signup bonus (spend $8,000 in 3 months). Choice Privileges Mastercard offers 60,000 pts signup bonus (spend $4,000 in 3 months). Chase Ink Business Preferred has the larger bonus.

Which card is better for international travel?

Chase Ink Business Preferred charges no foreign transaction fees — the better pick for international use. Choice Privileges Mastercard charges 3% on foreign purchases.

Can I hold both the Chase Ink Business Preferred and the Choice Privileges Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Preferred is from Chase and Choice Privileges Mastercard is from Wells Fargo, so they're governed by separate bank policies.