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CardCurator — Rewards Intelligence
Card Comparison

Chase Ink Business Cash vs The Platinum Card from American Express

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Cash card art
Chase Ultimate Rewards
Chase Ink Business Cash
Chase
More Info
The Platinum Card from American Express card art
American Express Membership Rewards
The Platinum Card from American Express
American Express
More Info
Annual Fee
No annual fee
$895/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
175,000 points
Spend $12,000 in 6 months
Top Earn Rates
  • Office Supply Stores 5x
  • Internet, Cable, Phone Services 5x
  • Gas Stations 2x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
  • Prepaid Hotel Credit $200
  • Uber Cash $15
  • Airline Fee Credit $200
  • +4 more
Card Perks
None listed
  • Centurion Lounge Access
  • Priority Pass Select
  • Delta Sky Club Access
  • +6 more
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: Chase Ink Business Cash vs The Platinum Card from American Express

Is the Chase Ink Business Cash or The Platinum Card from American Express better for dining?

Chase Ink Business Cash earns 2x on dining; The Platinum Card from American Express has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Ink Business Cash currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). Chase Ink Business Cash has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Cash and the The Platinum Card from American Express?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Cash is from Chase and The Platinum Card from American Express is from American Express, so they're governed by separate bank policies.