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CardCurator — Rewards Intelligence
Card Comparison

Chase Ink Business Cash vs Southwest Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Cash card art
Chase Ultimate Rewards
Chase Ink Business Cash
Chase
More Info
Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Office Supply Stores 5x
  • Internet, Cable, Phone Services 5x
  • Gas Stations 2x
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Ink Business Cash vs Southwest Plus

Is the Chase Ink Business Cash or Southwest Plus better for dining?

Chase Ink Business Cash earns 2x on dining; Southwest Plus has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Ink Business Cash currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Southwest Plus offers 85,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Cash has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Cash and the Southwest Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.