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CardCurator — Rewards Intelligence
Card Comparison

Chase Ink Business Cash vs Chase Sapphire Reserve

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Cash card art
Chase Ultimate Rewards
Chase Ink Business Cash
Chase
More Info
Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Annual Fee
No annual fee
$795/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
200,000 points
Spend $30,000 in 6 months
Top Earn Rates
  • Office Supply Stores 5x
  • Internet, Cable, Phone Services 5x
  • Gas Stations 2x
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
Reward Type
miles
miles
Key Credits
None
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
Card Perks
None listed
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: Chase Ink Business Cash vs Chase Sapphire Reserve

Is the Chase Ink Business Cash or Chase Sapphire Reserve better for dining?

Chase Ink Business Cash earns 2x on dining; Chase Sapphire Reserve earns 3x on dining. Chase Sapphire Reserve wins for dining.

Which has the higher signup bonus in 2026?

Chase Ink Business Cash currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Sapphire Reserve offers 200,000 pts signup bonus (spend $30,000 in 6 months). Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Cash and the Chase Sapphire Reserve?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.