Card Comparison
Chase Freedom Unlimited vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$695/yr
Foreign Fees
None
None
Signup Bonus
25,000 points
Spend $500 in 3 months
90,000 points
Spend $5,000 in 3 months
Top Earn Rates
- Chase Travel 5x
- Dining 3x
- Drugstores 3x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
Card Perks
None listed
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Freedom Unlimited vs United Club℠ Infinite Card
Is the Chase Freedom Unlimited or United Club℠ Infinite Card better for dining?
Chase Freedom Unlimited earns 3x on dining; United Club℠ Infinite Card earns 2x on dining. Chase Freedom Unlimited wins for dining.
Which has the higher signup bonus in 2026?
Chase Freedom Unlimited currently offers 25,000 pts signup bonus (spend $500 in 3 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Freedom Unlimited and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.