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Card Comparison

Chase Freedom Unlimited vs Costco Anywhere Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Freedom Unlimited card art
Chase Ultimate Rewards
Chase Freedom Unlimited
Chase
More Info
Costco Anywhere Visa card art
Costco
Costco Anywhere Visa
Citi
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
30,000 points
Spend $500 in 3 months
None
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Drugstores 3x
  • Gas at Costco 5x
  • Eligible Gas and EV Charging 4x
  • Restaurants 3x
Reward Type
miles
cashback
Key Credits
None
  • Costco Membership $65
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
Cash back only

Common Questions: Chase Freedom Unlimited vs Costco Anywhere Visa

Is the Chase Freedom Unlimited or Costco Anywhere Visa better for dining?

Chase Freedom Unlimited earns 3x on dining; Costco Anywhere Visa earns 3x on dining. Chase Freedom Unlimited wins for dining.

Which has the higher signup bonus in 2026?

Chase Freedom Unlimited currently offers 30,000 pts signup bonus (spend $500 in 3 months). Costco Anywhere Visa offers no current bonus. Chase Freedom Unlimited has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Freedom Unlimited and the Costco Anywhere Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Freedom Unlimited is from Chase and Costco Anywhere Visa is from Citi, so they're governed by separate bank policies.