Card Comparison
Chase Freedom Unlimited vs Chase Ink Business Preferred
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
None
Signup Bonus
30,000 points
Spend $500 in 3 months
100,000 points
Spend $8,000 in 3 months
Top Earn Rates
- Chase Travel 5x
- Dining 3x
- Drugstores 3x
- Travel 3x
- Shipping 3x
- Internet, Cable, Phone Services 3x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Freedom Unlimited vs Chase Ink Business Preferred
Is the Chase Freedom Unlimited or Chase Ink Business Preferred better for dining?
Chase Freedom Unlimited earns 3x on dining; Chase Ink Business Preferred has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Freedom Unlimited currently offers 30,000 pts signup bonus (spend $500 in 3 months). Chase Ink Business Preferred offers 100,000 pts signup bonus (spend $8,000 in 3 months). Chase Ink Business Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Freedom Unlimited and the Chase Ink Business Preferred?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.