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CardCurator — Rewards Intelligence
Card Comparison

Chase Freedom Flex vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Freedom Flex card art
Chase Ultimate Rewards
Chase Freedom Flex
Chase
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Chase Travel 5x
  • Rotating Categories 5x
  • Dining 3x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
miles
miles
Key Credits
None
  • Annual Statement Credit $50
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Freedom Flex vs Wells Fargo Autograph Journey

Is the Chase Freedom Flex or Wells Fargo Autograph Journey better for dining?

Chase Freedom Flex earns 3x on dining; Wells Fargo Autograph Journey earns 3x on dining. Chase Freedom Flex wins for dining.

Which has the higher signup bonus in 2026?

Chase Freedom Flex currently offers 20,000 pts signup bonus (spend $500 in 3 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). Wells Fargo Autograph Journey has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Freedom Flex and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Freedom Flex is from Chase and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.