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CardCurator — Rewards Intelligence
Card Comparison

Chase Freedom Flex vs Venmo Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Freedom Flex card art
Chase Ultimate Rewards
Chase Freedom Flex
Chase
More Info
Venmo Credit Card card art
Venmo
Venmo Credit Card
Synchrony Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
None
Top Earn Rates
  • Chase Travel 5x
  • Rotating Categories 5x
  • Dining 3x
  • Top Spending Category 3x
  • Second Top Spending Category 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Freedom Flex vs Venmo Credit Card

Is the Chase Freedom Flex or Venmo Credit Card better for dining?

Chase Freedom Flex earns 3x on dining; Venmo Credit Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Freedom Flex currently offers 20,000 pts signup bonus (spend $500 in 3 months). Venmo Credit Card offers no current bonus. Chase Freedom Flex has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Freedom Flex and the Venmo Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Freedom Flex is from Chase and Venmo Credit Card is from Synchrony Bank, so they're governed by separate bank policies.