Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Chase Freedom Flex vs TD Business Solutions Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Freedom Flex card art
Chase Ultimate Rewards
Chase Freedom Flex
Chase
More Info
TD Business Solutions Credit Card card art
TD Bank Cash Back
TD Business Solutions Credit Card
TD Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
20,000 points
Spend $500 in 3 months
25,000 points
Spend $1,500 in 3 months
Top Earn Rates
  • Chase Travel 5x
  • Rotating Categories 5x
  • Dining 3x
  • All Purchases 2x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
Cash back only
Open full comparison tool Compare more cards

Common Questions: Chase Freedom Flex vs TD Business Solutions Credit Card

Is the Chase Freedom Flex or TD Business Solutions Credit Card better for dining?

Chase Freedom Flex earns 3x on dining; TD Business Solutions Credit Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Freedom Flex currently offers 20,000 pts signup bonus (spend $500 in 3 months). TD Business Solutions Credit Card offers 25,000 pts signup bonus (spend $1,500 in 3 months). Chase Freedom Flex has the larger bonus.

Which card is better for international travel?

Chase Freedom Flex charges no foreign transaction fees — the better pick for international use. TD Business Solutions Credit Card charges 3% on foreign purchases.

Can I hold both the Chase Freedom Flex and the TD Business Solutions Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Freedom Flex is from Chase and TD Business Solutions Credit Card is from TD Bank, so they're governed by separate bank policies.