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CardCurator — Rewards Intelligence
Card Comparison

Chase Freedom Flex vs Marriott Bonvoy Business American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Freedom Flex card art
Chase Ultimate Rewards
Chase Freedom Flex
Chase
More Info
Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
Annual Fee
No annual fee
$125/yr
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
See issuer
Spend $9,000 in 6 months
Top Earn Rates
  • Chase Travel 5x
  • Rotating Categories 5x
  • Dining 3x
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • United MileagePlus
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Common Questions: Chase Freedom Flex vs Marriott Bonvoy Business American Express Card

Is the Chase Freedom Flex or Marriott Bonvoy Business American Express Card better for dining?

Chase Freedom Flex earns 3x on dining; Marriott Bonvoy Business American Express Card earns 4x on dining. Marriott Bonvoy Business American Express Card wins for dining.

Which has the higher signup bonus in 2026?

Chase Freedom Flex currently offers 20,000 pts signup bonus (spend $500 in 3 months). Marriott Bonvoy Business American Express Card offers $1750 signup bonus (spend $9,000 in 6 months). Chase Freedom Flex has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Freedom Flex and the Marriott Bonvoy Business American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Freedom Flex is from Chase and Marriott Bonvoy Business American Express Card is from American Express, so they're governed by separate bank policies.