Card Comparison
Chase Freedom Flex vs Discover it Miles
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
See issuer
Top Earn Rates
- Chase Travel 5x
- Rotating Categories 5x
- Dining 3x
- All Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Freedom Flex vs Discover it Miles
Is the Chase Freedom Flex or Discover it Miles better for dining?
Chase Freedom Flex earns 3x on dining; Discover it Miles has no dining bonus.
Which has the higher signup bonus in 2026?
Chase Freedom Flex currently offers 20,000 pts signup bonus (spend $500 in 3 months). Discover it Miles offers $75 signup bonus. Chase Freedom Flex has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Freedom Flex and the Discover it Miles?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Freedom Flex is from Chase and Discover it Miles is from Discover, so they're governed by separate bank policies.