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Card Comparison

Cathay Pacific World Elite Mastercard vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Cathay Pacific World Elite Mastercard card art
Cathay Pacific Asia Miles
Cathay Pacific World Elite Mastercard
Synchrony Bank
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$99/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
38,000 points
Spend $3,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Cathay Pacific 3x
  • Dining 2x
  • All Other Purchases 1x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • Earn 10 Status Points
  • Priority Boarding & Check In
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Cathay Pacific World Elite Mastercard vs LATAM Airlines World Elite Mastercard

Is the Cathay Pacific World Elite Mastercard or LATAM Airlines World Elite Mastercard better for dining?

Cathay Pacific World Elite Mastercard earns 2x on dining; LATAM Airlines World Elite Mastercard earns 3x on dining. LATAM Airlines World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

Cathay Pacific World Elite Mastercard currently offers 38,000 pts signup bonus (spend $3,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). Cathay Pacific World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Cathay Pacific World Elite Mastercard and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Cathay Pacific World Elite Mastercard is from Synchrony Bank and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.