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CardCurator — Rewards Intelligence
Card Comparison

Cathay Pacific World Elite Mastercard vs Delta SkyMiles Reserve Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Cathay Pacific World Elite Mastercard card art
Cathay Pacific Asia Miles
Cathay Pacific World Elite Mastercard
Synchrony Bank
More Info
Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Annual Fee
$99/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
38,000 points
Spend $3,000 in 3 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
  • Cathay Pacific 3x
  • Dining 2x
  • All Other Purchases 1x
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $10
  • Statement Credit $20
Card Perks
  • Earn 10 Status Points
  • Priority Boarding & Check In
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
Spend Milestones
No milestones
  • Unlimited Delta Sky Club Access
    After $75,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Cathay Pacific World Elite Mastercard vs Delta SkyMiles Reserve Business Card

Is the Cathay Pacific World Elite Mastercard or Delta SkyMiles Reserve Business Card better for dining?

Cathay Pacific World Elite Mastercard earns 2x on dining; Delta SkyMiles Reserve Business Card has no dining bonus.

Which has the higher signup bonus in 2026?

Cathay Pacific World Elite Mastercard currently offers 38,000 pts signup bonus (spend $3,000 in 3 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Cathay Pacific World Elite Mastercard and the Delta SkyMiles Reserve Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Cathay Pacific World Elite Mastercard is from Synchrony Bank and Delta SkyMiles Reserve Business Card is from American Express, so they're governed by separate bank policies.