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CardCurator — Rewards Intelligence
Card Comparison

Cathay Pacific World Elite Mastercard vs Citi Strata

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Cathay Pacific World Elite Mastercard card art
Cathay Pacific Asia Miles
Cathay Pacific World Elite Mastercard
Synchrony Bank
More Info
Citi Strata card art
Citi ThankYou Points
Citi Strata
Citi
More Info
Annual Fee
$99/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
38,000 points
Spend $3,000 in 3 months
30,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Cathay Pacific 3x
  • Dining 2x
  • All Other Purchases 1x
  • Hotels (Citi Travel) 5x
  • Car Rentals (Citi Travel) 5x
  • Attractions (Citi Travel) 5x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • Earn 10 Status Points
  • Priority Boarding & Check In
None listed
Transfer Partners
No transfer partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
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Common Questions: Cathay Pacific World Elite Mastercard vs Citi Strata

Is the Cathay Pacific World Elite Mastercard or Citi Strata better for dining?

Cathay Pacific World Elite Mastercard earns 2x on dining; Citi Strata has no dining bonus.

Which has the higher signup bonus in 2026?

Cathay Pacific World Elite Mastercard currently offers 38,000 pts signup bonus (spend $3,000 in 3 months). Citi Strata offers 30,000 pts signup bonus (spend $1,000 in 3 months). Cathay Pacific World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Cathay Pacific World Elite Mastercard and the Citi Strata?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Cathay Pacific World Elite Mastercard is from Synchrony Bank and Citi Strata is from Citi, so they're governed by separate bank policies.